| FHA Loan Programs |
County Name State Limit
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
MN
AITKIN
ANOKA
BECKER
BELTRAMI
BENTON
BIG STONE
BLUE EARTH
BROWN
CARLTON
CARVER
CASS
CHIPPEWA
CHISAGO
CLAY
CLEARWATER
COOK
COTTONWOOD
CROW WING
DAKOTA
DODGE
DOUGLAS
FARIBAULT
FILLMORE
FREEBORN
GOODHUE
GRANT
HENNEPIN
HOUSTON
HUBBARD
ISANTI
ITASCA
JACKSON
KANABEC
KANDIYOHI
KITTSON
KOOCHICHING
LAC QUI PARLE
LAKE
LAKE OF THE WOO
LE SUEUR
LINCOLN
LYON
MAHNOMEN
MARSHALL
MARTIN
MCLEOD
MEEKER
MILLE LACS
MORRISON
MOWER
MURRAY
NICOLLET
NOBLES
NORMAN
OLMSTED
OTTER TAIL
PENNINGTON
PINE
PIPESTONE
POLK
POPE
RAMSEY
RED LAKE
REDWOOD
RENVILLE
RICE
ROCK
ROSEAU
SCOTT
SHERBURNE
SIBLEY
ST. LOUIS
STEARNS
STEELE
STEVENS
SWIFT
TODD
TRAVERSE
WABASHA
WADENA
WASECA
WASHINGTON
WATONWAN
WILKIN
WINONA
WRIGHT
YELLOW MEDICINE
ANOKA
BECKER
BELTRAMI
BENTON
BIG STONE
BLUE EARTH
BROWN
CARLTON
CARVER
CASS
CHIPPEWA
CHISAGO
CLAY
CLEARWATER
COOK
COTTONWOOD
CROW WING
DAKOTA
DODGE
DOUGLAS
FARIBAULT
FILLMORE
FREEBORN
GOODHUE
GRANT
HENNEPIN
HOUSTON
HUBBARD
ISANTI
ITASCA
JACKSON
KANABEC
KANDIYOHI
KITTSON
KOOCHICHING
LAC QUI PARLE
LAKE
LAKE OF THE WOO
LE SUEUR
LINCOLN
LYON
MAHNOMEN
MARSHALL
MARTIN
MCLEOD
MEEKER
MILLE LACS
MORRISON
MOWER
MURRAY
NICOLLET
NOBLES
NORMAN
OLMSTED
OTTER TAIL
PENNINGTON
PINE
PIPESTONE
POLK
POPE
RAMSEY
RED LAKE
REDWOOD
RENVILLE
RICE
ROCK
ROSEAU
SCOTT
SHERBURNE
SIBLEY
ST. LOUIS
STEARNS
STEELE
STEVENS
SWIFT
TODD
TRAVERSE
WABASHA
WADENA
WASECA
WASHINGTON
WATONWAN
WILKIN
WINONA
WRIGHT
YELLOW MEDICINE
$271,050
$365,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$365,000
$271,050
$271,050
$365,000
$271,050
$271,050
$296,250
$271,050
$271,050
$365,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$365,000
$271,050
$271,050
$365,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$365,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$365,000
$365,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$365,000
$271,050
$271,050
$271,050
$365,000
$271,050
$365,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$365,000
$271,050
$271,050
$365,000
$271,050
$271,050
$296,250
$271,050
$271,050
$365,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$365,000
$271,050
$271,050
$365,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$365,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$365,000
$365,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$365,000
$271,050
$271,050
$271,050
$365,000
$271,050
Minnesota FHASecure & FHA
loan limits by County
loan limits by County
Owning a home has always been at the center of the American
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Why Ask For An FHA Loan?
There are lots of reasons to ask your lender for an FHA loan
instead of taking a conventional or an expensive and risky
sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders
are more willing to give loans with lower qualifying requirements
so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems,
such as bankruptcy, its easier for you to qualify for an FHA loan
than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that
money can come from a family member, employer or charitable
organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest
rates because the loans are insured by the Federal Government.
Always compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since
1934 and will continue to be here to protect you when the
others walk away. Should you encounter hard-times after
buying your home, FHA has many options to help keep you in
your home and avoid foreclosure.
There is more to buying your home then the monthly house
payment. Why not ask for an FHA loan that will help you buy
your house and keep it too? Tell your lender you want an FHA
loan for all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with
non-FHA adjustable rate mortgages (ARMs), current or
delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage. With FHASecure, the
lender will not automatically disqualify you because you are
delinquent on your loan, and the lender may offer you a second
mortgage to make up the difference between the value of your
property and what you owe.
By refinancing into a FHA-insured mortgage, you can expect to
pay lower monthly mortgage payments. FHASecure can improve
the quality of life for many communities by helping to reduce the
number of mortgage defaults and bringing greater stability to
local housing markets.
There are lots of reasons to ask your lender for an FHA loan
instead of taking a conventional or an expensive and risky
sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders
are more willing to give loans with lower qualifying requirements
so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems,
such as bankruptcy, its easier for you to qualify for an FHA loan
than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that
money can come from a family member, employer or charitable
organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest
rates because the loans are insured by the Federal Government.
Always compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since
1934 and will continue to be here to protect you when the
others walk away. Should you encounter hard-times after
buying your home, FHA has many options to help keep you in
your home and avoid foreclosure.
There is more to buying your home then the monthly house
payment. Why not ask for an FHA loan that will help you buy
your house and keep it too? Tell your lender you want an FHA
loan for all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with
non-FHA adjustable rate mortgages (ARMs), current or
delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage. With FHASecure, the
lender will not automatically disqualify you because you are
delinquent on your loan, and the lender may offer you a second
mortgage to make up the difference between the value of your
property and what you owe.
By refinancing into a FHA-insured mortgage, you can expect to
pay lower monthly mortgage payments. FHASecure can improve
the quality of life for many communities by helping to reduce the
number of mortgage defaults and bringing greater stability to
local housing markets.