| FHA Loan Programs |
County Name State Limit
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
MD
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MD
ALLEGANY
ANNE ARUNDEL
BALTIMORE
BALTIMORE CITY
CALVERT
CAROLINE
CARROLL
CECIL
CHARLES
DORCHESTER
FREDERICK
GARRETT
HARFORD
HOWARD
KENT
MONTGOMERY
PRINCE GEORGE'S
QUEEN ANNE'S
SOMERSET
ST. MARY'S
TALBOT
WASHINGTON
WICOMICO
WORCESTER
ANNE ARUNDEL
BALTIMORE
BALTIMORE CITY
CALVERT
CAROLINE
CARROLL
CECIL
CHARLES
DORCHESTER
FREDERICK
GARRETT
HARFORD
HOWARD
KENT
MONTGOMERY
PRINCE GEORGE'S
QUEEN ANNE'S
SOMERSET
ST. MARY'S
TALBOT
WASHINGTON
WICOMICO
WORCESTER
$271,050
$560,000
$560,000
$560,000
$729,750
$271,050
$560,000
$420,000
$729,750
$271,050
$729,750
$437,500
$560,000
$560,000
$343,750
$729,750
$729,750
$560,000
$328,750
$400,000
$443,750
$377,500
$328,750
$437,500
$560,000
$560,000
$560,000
$729,750
$271,050
$560,000
$420,000
$729,750
$271,050
$729,750
$437,500
$560,000
$560,000
$343,750
$729,750
$729,750
$560,000
$328,750
$400,000
$443,750
$377,500
$328,750
$437,500
Maryland FHASecure &FHA
loan limits by County
loan limits by County
Owning a home has always been at the center of the American
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Why Ask For An FHA Loan?
There are lots of reasons to ask your lender for an FHA loan
instead of taking a conventional or an expensive and risky
sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders
are more willing to give loans with lower qualifying requirements
so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems,
such as bankruptcy, its easier for you to qualify for an FHA loan
than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that
money can come from a family member, employer or charitable
organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest
rates because the loans are insured by the Federal Government.
Always compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934
and will continue to be here to protect you when the others walk
away. Should you encounter hard-times after buying your home,
FHA has many options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly house
payment. Why not ask for an FHA loan that will help you buy your
house and keep it too? Tell your lender you want an FHA loan for
all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with
non-FHA adjustable rate mortgages (ARMs), current or delinquent
and regardless of reset status, the ability to refinance into a
FHA-insured mortgage. With FHASecure, the lender will not
automatically disqualify you because you are delinquent on your
loan, and the lender may offer you a second mortgage to make up
the difference between the value of your property and what you
owe.
By refinancing into a FHA-insured mortgage, you can expect to pay
lower monthly mortgage payments. FHASecure can improve the
quality of life for many communities by helping to reduce the
number of mortgage defaults and bringing greater stability to local
housing markets.
There are lots of reasons to ask your lender for an FHA loan
instead of taking a conventional or an expensive and risky
sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders
are more willing to give loans with lower qualifying requirements
so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems,
such as bankruptcy, its easier for you to qualify for an FHA loan
than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that
money can come from a family member, employer or charitable
organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest
rates because the loans are insured by the Federal Government.
Always compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934
and will continue to be here to protect you when the others walk
away. Should you encounter hard-times after buying your home,
FHA has many options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly house
payment. Why not ask for an FHA loan that will help you buy your
house and keep it too? Tell your lender you want an FHA loan for
all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with
non-FHA adjustable rate mortgages (ARMs), current or delinquent
and regardless of reset status, the ability to refinance into a
FHA-insured mortgage. With FHASecure, the lender will not
automatically disqualify you because you are delinquent on your
loan, and the lender may offer you a second mortgage to make up
the difference between the value of your property and what you
owe.
By refinancing into a FHA-insured mortgage, you can expect to pay
lower monthly mortgage payments. FHASecure can improve the
quality of life for many communities by helping to reduce the
number of mortgage defaults and bringing greater stability to local
housing markets.