| FHA Loan Programs |
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ADAIR
ALLEN
ANDERSON
BALLARD
BARREN
BATH
BELL
BOONE
BOURBON
BOYD
BOYLE
BRACKEN
BREATHITT
BRECKINRIDGE
BULLITT
BUTLER
CALDWELL
CALLOWAY
CAMPBELL
CARLISLE
CARROLL
CARTER
CASEY
CHRISTIAN
CLARK
CLAY
CLINTON
CRITTENDEN
CUMBERLAND
DAVIESS
EDMONSON
ELLIOTT
ESTILL
FAYETTE
FLEMING
FLOYD
FRANKLIN
FULTON
GALLATIN
GARRARD
GRANT
GRAVES
GRAYSON
GREEN
GREENUP
HANCOCK
HARDIN
HARLAN
HARRISON
HART
HENDERSON
HENRY
HICKMAN
HOPKINS
JACKSON
JEFFERSON
JESSAMINE
JOHNSON
KENTON
KNOTT
KNOX
LARUE
LAUREL
LAWRENCE
LEE
LESLIE
LETCHER
LEWIS
LINCOLN
LIVINGSTON
LOGAN
LYON
MADISON
MAGOFFIN
MARION
MARSHALL
MARTIN
MASON
MCCRACKEN
MCCREARY
MCLEAN
MEADE
MENIFEE
MERCER
METCALFE
MONROE
MONTGOMERY
MORGAN
MUHLENBERG
NELSON
NICHOLAS
OHIO
OLDHAM
OWEN
OWSLEY
PENDLETON
PERRY
PIKE
POWELL
PULASKI
ALLEN
ANDERSON
BALLARD
BARREN
BATH
BELL
BOONE
BOURBON
BOYD
BOYLE
BRACKEN
BREATHITT
BRECKINRIDGE
BULLITT
BUTLER
CALDWELL
CALLOWAY
CAMPBELL
CARLISLE
CARROLL
CARTER
CASEY
CHRISTIAN
CLARK
CLAY
CLINTON
CRITTENDEN
CUMBERLAND
DAVIESS
EDMONSON
ELLIOTT
ESTILL
FAYETTE
FLEMING
FLOYD
FRANKLIN
FULTON
GALLATIN
GARRARD
GRANT
GRAVES
GRAYSON
GREEN
GREENUP
HANCOCK
HARDIN
HARLAN
HARRISON
HART
HENDERSON
HENRY
HICKMAN
HOPKINS
JACKSON
JEFFERSON
JESSAMINE
JOHNSON
KENTON
KNOTT
KNOX
LARUE
LAUREL
LAWRENCE
LEE
LESLIE
LETCHER
LEWIS
LINCOLN
LIVINGSTON
LOGAN
LYON
MADISON
MAGOFFIN
MARION
MARSHALL
MARTIN
MASON
MCCRACKEN
MCCREARY
MCLEAN
MEADE
MENIFEE
MERCER
METCALFE
MONROE
MONTGOMERY
MORGAN
MUHLENBERG
NELSON
NICHOLAS
OHIO
OLDHAM
OWEN
OWSLEY
PENDLETON
PERRY
PIKE
POWELL
PULASKI
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$337,500
$271,050
$271,050
$271,050
$337,500
$271,050
$271,050
$302,500
$271,050
$271,050
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$337,500
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$302,500
$271,050
$271,050
$271,050
$302,500
$271,050
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$302,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$302,500
$271,050
$271,050
$302,500
$271,050
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$337,500
$271,050
$271,050
$271,050
$337,500
$271,050
$271,050
$302,500
$271,050
$271,050
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$337,500
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$302,500
$271,050
$271,050
$271,050
$302,500
$271,050
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$302,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$302,500
$271,050
$271,050
$302,500
$271,050
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
Kentucky FHASecure &FHA
loan limits by County
loan limits by County
County Name State Limit
Owning a home has always been at the center of the American
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Why Ask For An FHA Loan?
There are lots of reasons to ask your lender for an FHA loan instead of taking a conventional
or an expensive and risky sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders are more willing to give loans
with lower qualifying requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems, such as bankruptcy, its
easier for you to qualify for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that money can come from a
family member, employer or charitable organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest rates because the loans are
insured by the Federal Government. Always compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934 and will continue to be
here to protect you when the others walk away. Should you encounter hard-times after buying
your home, FHA has many options to help keep you in your home and avoid foreclosure.
There is more to buying your home then the monthly house payment. Why not ask for an FHA
loan that will help you buy your house and keep it too? Tell your lender you want an FHA loan
for all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with non-FHA adjustable rate
mortgages (ARMs), current or delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage. With FHASecure, the lender will not automatically
disqualify you because you are delinquent on your loan, and the lender may offer you a
second mortgage to make up the difference between the value of your property and what you
owe.
By refinancing into a FHA-insured mortgage, you can expect to pay lower monthly mortgage
payments. FHASecure can improve the quality of life for many communities by helping to
reduce the number of mortgage defaults and bringing greater stability to local housing
markets.
There are lots of reasons to ask your lender for an FHA loan instead of taking a conventional
or an expensive and risky sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders are more willing to give loans
with lower qualifying requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems, such as bankruptcy, its
easier for you to qualify for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that money can come from a
family member, employer or charitable organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest rates because the loans are
insured by the Federal Government. Always compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934 and will continue to be
here to protect you when the others walk away. Should you encounter hard-times after buying
your home, FHA has many options to help keep you in your home and avoid foreclosure.
There is more to buying your home then the monthly house payment. Why not ask for an FHA
loan that will help you buy your house and keep it too? Tell your lender you want an FHA loan
for all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with non-FHA adjustable rate
mortgages (ARMs), current or delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage. With FHASecure, the lender will not automatically
disqualify you because you are delinquent on your loan, and the lender may offer you a
second mortgage to make up the difference between the value of your property and what you
owe.
By refinancing into a FHA-insured mortgage, you can expect to pay lower monthly mortgage
payments. FHASecure can improve the quality of life for many communities by helping to
reduce the number of mortgage defaults and bringing greater stability to local housing
markets.