| FHA Loan Programs |
County Name State Limit
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
FL
ALACHUA
BAKER
BAY
BRADFORD
BREVARD
BROWARD
CALHOUN
CHARLOTTE
CITRUS
CLAY
COLLIER
COLUMBIA
DE SOTO
DIXIE
DUVAL
ESCAMBIA
FLAGLER
FRANKLIN
GADSDEN
GILCHRIST
GLADES
GULF
HAMILTON
HARDEE
HENDRY
HERNANDO
HIGHLANDS
HILLSBOROUGH
HOLMES
INDIAN RIVER
JACKSON
JEFFERSON
LAFAYETTE
LAKE
LEE
LEON
LEVY
LIBERTY
MADISON
MANATEE
MARION
MARTIN
MIAMI-DADE
MONROE
NASSAU
OKALOOSA
OKEECHOBEE
ORANGE
OSCEOLA
PALM BEACH
PASCO
PINELLAS
POLK
PUTNAM
SANTA ROSA
SARASOTA
SEMINOLE
ST. JOHNS
ST. LUCIE
SUMTER
SUWANNEE
TAYLOR
UNION
VOLUSIA
WAKULLA
WALTON
WASHINGTON
BAKER
BAY
BRADFORD
BREVARD
BROWARD
CALHOUN
CHARLOTTE
CITRUS
CLAY
COLLIER
COLUMBIA
DE SOTO
DIXIE
DUVAL
ESCAMBIA
FLAGLER
FRANKLIN
GADSDEN
GILCHRIST
GLADES
GULF
HAMILTON
HARDEE
HENDRY
HERNANDO
HIGHLANDS
HILLSBOROUGH
HOLMES
INDIAN RIVER
JACKSON
JEFFERSON
LAFAYETTE
LAKE
LEE
LEON
LEVY
LIBERTY
MADISON
MANATEE
MARION
MARTIN
MIAMI-DADE
MONROE
NASSAU
OKALOOSA
OKEECHOBEE
ORANGE
OSCEOLA
PALM BEACH
PASCO
PINELLAS
POLK
PUTNAM
SANTA ROSA
SARASOTA
SEMINOLE
ST. JOHNS
ST. LUCIE
SUMTER
SUWANNEE
TAYLOR
UNION
VOLUSIA
WAKULLA
WALTON
WASHINGTON
$271,050
$387,500
$396,250
$271,050
$291,250
$423,750
$271,050
$296,250
$271,050
$387,500
$531,250
$271,050
$271,050
$271,050
$387,500
$271,050
$287,500
$305,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$292,500
$271,050
$292,500
$271,050
$283,750
$271,050
$271,050
$271,050
$353,750
$356,250
$271,050
$271,050
$271,050
$271,050
$442,500
$271,050
$375,000
$423,750
$729,750
$387,500
$312,500
$271,050
$353,750
$353,750
$423,750
$292,500
$292,500
$271,050
$271,050
$271,050
$442,500
$353,750
$387,500
$375,000
$278,750
$271,050
$271,050
$271,050
$303,750
$271,050
$362,790
$271,050
$387,500
$396,250
$271,050
$291,250
$423,750
$271,050
$296,250
$271,050
$387,500
$531,250
$271,050
$271,050
$271,050
$387,500
$271,050
$287,500
$305,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$292,500
$271,050
$292,500
$271,050
$283,750
$271,050
$271,050
$271,050
$353,750
$356,250
$271,050
$271,050
$271,050
$271,050
$442,500
$271,050
$375,000
$423,750
$729,750
$387,500
$312,500
$271,050
$353,750
$353,750
$423,750
$292,500
$292,500
$271,050
$271,050
$271,050
$442,500
$353,750
$387,500
$375,000
$278,750
$271,050
$271,050
$271,050
$303,750
$271,050
$362,790
$271,050
Florida FHASecure & FHA
loan limits by County
loan limits by County
Why Ask For An FHA Loan?
There are lots of reasons to ask your lender for an FHA loan instead of taking a conventional
or an expensive and risky sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders are more willing to give loans
with lower qualifying requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems, such as bankruptcy, its
easier for you to qualify for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that money can come from a
family member, employer or charitable organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest rates because the loans are
insured by the Federal Government. Always compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934 and will continue to be
here to protect you when the others walk away. Should you encounter hard-times after
buying your home, FHA has many options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly house payment. Why not ask for an FHA
loan that will help you buy your house and keep it too? Tell your lender you want an FHA
loan for all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with non-FHA adjustable rate
mortgages (ARMs), current or delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage. With FHASecure, the lender will not automatically
disqualify you because you are delinquent on your loan, and the lender may offer you a
second mortgage to make up the difference between the value of your property and what
you owe.
By refinancing into a FHA-insured mortgage, you can expect to pay lower monthly mortgage
payments. FHASecure can improve the quality of life for many communities by helping to
reduce the number of mortgage defaults and bringing greater stability to local housing
markets.
There are lots of reasons to ask your lender for an FHA loan instead of taking a conventional
or an expensive and risky sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders are more willing to give loans
with lower qualifying requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems, such as bankruptcy, its
easier for you to qualify for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that money can come from a
family member, employer or charitable organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest rates because the loans are
insured by the Federal Government. Always compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934 and will continue to be
here to protect you when the others walk away. Should you encounter hard-times after
buying your home, FHA has many options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly house payment. Why not ask for an FHA
loan that will help you buy your house and keep it too? Tell your lender you want an FHA
loan for all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with non-FHA adjustable rate
mortgages (ARMs), current or delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage. With FHASecure, the lender will not automatically
disqualify you because you are delinquent on your loan, and the lender may offer you a
second mortgage to make up the difference between the value of your property and what
you owe.
By refinancing into a FHA-insured mortgage, you can expect to pay lower monthly mortgage
payments. FHASecure can improve the quality of life for many communities by helping to
reduce the number of mortgage defaults and bringing greater stability to local housing
markets.