County Name State Limit
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
CO
$406,250
$271,050
$406,250
$317,500
$271,050
$271,050
$460,000
$406,250
$280,000
$271,050
$406,250
$271,050
$271,050
$271,050
$271,050
$271,050
$406,250
$271,050
$406,250
$729,750
$325,000
$406,250
$271,050
$425,000
$406,250
$356,250
$433,750
$557,500
$271,050
$271,050
$406,250
$271,050
$271,050
$443,750
$729,750
$312,500
$271,050
$271,050
$271,050
$371,250
$300,000
$271,050
$271,050
$271,050
$271,050
$271,050
$482,500
$406,250
$271,050
$729,750
$271,050
$271,050
$271,050
$271,050
$675,000
$271,050
$425,000
$651,250
$271,050
$729,750
$325,000
$271,050
$417,500
$271,050
Colorado FHASecure & FHA
loan limits by County
Owning a home has always been at the center of the American
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Why Ask For An FHA Loan?
There are lots of reasons to ask your lender for an FHA loan instead
of taking a conventional or an expensive and risky sub-prime
mortgage loan. Why not take advantage of the many benefits and
protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders are
more willing to give loans with lower qualifying requirements so its
easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems, such
as bankruptcy, its easier for you to qualify for an FHA loan than a
conventional loan.
Low Downpayment - We have a low 3% downpayment, and that
money can come from a family member, employer or charitable
organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest rates
because the loans are insured by the Federal Government. Always
compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934 and
will continue to be here to protect you when the others walk away.
Should you encounter hard-times after buying your home, FHA has
many options to help keep you in your home and avoid foreclosure.
There is more to buying your home then the monthly house payment.
Why not ask for an FHA loan that will help you buy your house and
keep it too? Tell your lender you want an FHA loan for all the reasons
above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with
non-FHA adjustable rate mortgages (ARMs), current or delinquent and
regardless of reset status, the ability to refinance into a FHA-insured
mortgage. With FHASecure, the lender will not automatically
disqualify you because you are delinquent on your loan, and the
lender may offer you a second mortgage to make up the difference
between the value of your property and what you owe.
By refinancing into a FHA-insured mortgage, you can expect to pay
lower monthly mortgage payments. FHASecure can improve the
quality of life for many communities by helping to reduce the number
of mortgage defaults and bringing greater stability to local housing
markets.