| FHA Loan Programs |
County Name State Limit
VA
VA
VA
VA
VA
VA
VA
VA
VA
VA
VA
VA
VA
VA
VA
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VA
VA
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VA
ACCOMACK
ALBEMARLE
ALEXANDRIA
ALLEGHANY
AMELIA
AMHERST
APPOMATTOX
ARLINGTON
AUGUSTA
BATH
BEDFORD
BEDFORD IND
BLAND
BOTETOURT
BRISTOL
BRUNSWICK
BUCHANAN
BUCKINGHAM
BUENA VISTA
CAMPBELL
CAROLINE
CARROLL
CHARLES CITY
CHARLOTTE
CHARLOTTESVILLE
CHESAPEAKE
CHESTERFIELD
CLARKE
CLIFTON FORGE
COLONIAL HEIGHT
COVINGTON
CRAIG
CULPEPER
CUMBERLAND
DANVILLE
DICKENSON
DINWIDDIE
EMPORIA
ESSEX
FAIRFAX
FAIRFAX IND
FALLS CHURCH
FAUQUIER
FLOYD
FLUVANNA
FRANKLIN
FRANKLIN IND
FREDERICK
FREDERICKSBURG
GALAX
GILES
GLOUCESTER
GOOCHLAND
GRAYSON
GREENE
GREENSVILLE
HALIFAX
HAMPTON
HANOVER
HARRISONBURG
HENRICO
HENRY
HIGHLAND
HOPEWELL
ISLE OF WIGHT
JAMES CITY
KING AND QUEEN
KING GEORGE
KING WILLIAM
LANCASTER
LEE
LEXINGTON
LOUDOUN
LOUISA
LUNENBURG
LYNCHBURG
MADISON
MANASSAS
MANASSAS PARK
MARTINSVILLE
MATHEWS
MECKLENBURG
MIDDLESEX
MONTGOMERY
NELSON
NEW KENT
NEWPORT NEWS
NORFOLK
NORTHAMPTON
NORTHUMBERLAND
NORTON
NOTTOWAY
ORANGE
PAGE
PATRICK
PETERSBURG
PITTSYLVANIA
POQUOSON
PORTSMOUTH
POWHATAN
PRINCE EDWARD
PRINCE GEORGE
PRINCE WILLIAM
PULASKI
RADFORD
RAPPAHANNOCK
RICHMOND
RICHMOND IND
ROANOKE
ROANOKE IND
ROCKBRIDGE
ROCKINGHAM
RUSSELL
SALEM
SCOTT
SHENANDOAH
SMYTH
SOUTHAMPTON
SPOTSYLVANIA
STAFFORD
STAUNTON
SUFFOLK
SURRY
SUSSEX
TAZEWELL
VIRGINIA BEACH
WARREN
WASHINGTON
WAYNESBORO
WESTMORELAND
WILLIAMSBURG
WINCHESTER
WISE
WYTHE
YORK
ALBEMARLE
ALEXANDRIA
ALLEGHANY
AMELIA
AMHERST
APPOMATTOX
ARLINGTON
AUGUSTA
BATH
BEDFORD
BEDFORD IND
BLAND
BOTETOURT
BRISTOL
BRUNSWICK
BUCHANAN
BUCKINGHAM
BUENA VISTA
CAMPBELL
CAROLINE
CARROLL
CHARLES CITY
CHARLOTTE
CHARLOTTESVILLE
CHESAPEAKE
CHESTERFIELD
CLARKE
CLIFTON FORGE
COLONIAL HEIGHT
COVINGTON
CRAIG
CULPEPER
CUMBERLAND
DANVILLE
DICKENSON
DINWIDDIE
EMPORIA
ESSEX
FAIRFAX
FAIRFAX IND
FALLS CHURCH
FAUQUIER
FLOYD
FLUVANNA
FRANKLIN
FRANKLIN IND
FREDERICK
FREDERICKSBURG
GALAX
GILES
GLOUCESTER
GOOCHLAND
GRAYSON
GREENE
GREENSVILLE
HALIFAX
HAMPTON
HANOVER
HARRISONBURG
HENRICO
HENRY
HIGHLAND
HOPEWELL
ISLE OF WIGHT
JAMES CITY
KING AND QUEEN
KING GEORGE
KING WILLIAM
LANCASTER
LEE
LEXINGTON
LOUDOUN
LOUISA
LUNENBURG
LYNCHBURG
MADISON
MANASSAS
MANASSAS PARK
MARTINSVILLE
MATHEWS
MECKLENBURG
MIDDLESEX
MONTGOMERY
NELSON
NEW KENT
NEWPORT NEWS
NORFOLK
NORTHAMPTON
NORTHUMBERLAND
NORTON
NOTTOWAY
ORANGE
PAGE
PATRICK
PETERSBURG
PITTSYLVANIA
POQUOSON
PORTSMOUTH
POWHATAN
PRINCE EDWARD
PRINCE GEORGE
PRINCE WILLIAM
PULASKI
RADFORD
RAPPAHANNOCK
RICHMOND
RICHMOND IND
ROANOKE
ROANOKE IND
ROCKBRIDGE
ROCKINGHAM
RUSSELL
SALEM
SCOTT
SHENANDOAH
SMYTH
SOUTHAMPTON
SPOTSYLVANIA
STAFFORD
STAUNTON
SUFFOLK
SURRY
SUSSEX
TAZEWELL
VIRGINIA BEACH
WARREN
WASHINGTON
WAYNESBORO
WESTMORELAND
WILLIAMSBURG
WINCHESTER
WISE
WYTHE
YORK
$271,050
$425,000
$729,750
$271,050
$528,750
$271,050
$271,050
$729,750
$271,050
$271,050
$271,050
$271,050
$271,050
$280,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$528,750
$271,050
$528,750
$271,050
$425,000
$428,750
$528,750
$729,750
$271,050
$528,750
$271,050
$280,000
$382,500
$528,750
$271,050
$271,050
$528,750
$271,050
$375,000
$729,750
$729,750
$729,750
$729,750
$271,050
$425,000
$280,000
$271,050
$475,000
$729,750
$271,050
$271,050
$428,750
$528,750
$271,050
$425,000
$271,050
$271,050
$428,750
$528,750
$271,050
$528,750
$271,050
$287,500
$528,750
$428,750
$428,750
$528,750
$386,250
$528,750
$545,000
$271,050
$296,250
$729,750
$528,750
$271,050
$271,050
$277,500
$729,750
$729,750
$271,050
$428,750
$271,050
$330,000
$271,050
$425,000
$528,750
$428,750
$428,750
$271,050
$392,500
$271,050
$271,050
$331,250
$271,050
$271,050
$528,750
$271,050
$428,750
$428,750
$528,750
$271,050
$528,750
$729,750
$271,050
$271,050
$358,750
$300,000
$528,750
$280,000
$280,000
$271,050
$271,050
$271,050
$280,000
$271,050
$271,050
$271,050
$271,050
$729,750
$729,750
$271,050
$428,750
$428,750
$528,750
$271,050
$428,750
$729,750
$271,050
$271,050
$271,050
$428,750
$475,000
$271,050
$271,050
$428,750
$425,000
$729,750
$271,050
$528,750
$271,050
$271,050
$729,750
$271,050
$271,050
$271,050
$271,050
$271,050
$280,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$528,750
$271,050
$528,750
$271,050
$425,000
$428,750
$528,750
$729,750
$271,050
$528,750
$271,050
$280,000
$382,500
$528,750
$271,050
$271,050
$528,750
$271,050
$375,000
$729,750
$729,750
$729,750
$729,750
$271,050
$425,000
$280,000
$271,050
$475,000
$729,750
$271,050
$271,050
$428,750
$528,750
$271,050
$425,000
$271,050
$271,050
$428,750
$528,750
$271,050
$528,750
$271,050
$287,500
$528,750
$428,750
$428,750
$528,750
$386,250
$528,750
$545,000
$271,050
$296,250
$729,750
$528,750
$271,050
$271,050
$277,500
$729,750
$729,750
$271,050
$428,750
$271,050
$330,000
$271,050
$425,000
$528,750
$428,750
$428,750
$271,050
$392,500
$271,050
$271,050
$331,250
$271,050
$271,050
$528,750
$271,050
$428,750
$428,750
$528,750
$271,050
$528,750
$729,750
$271,050
$271,050
$358,750
$300,000
$528,750
$280,000
$280,000
$271,050
$271,050
$271,050
$280,000
$271,050
$271,050
$271,050
$271,050
$729,750
$729,750
$271,050
$428,750
$428,750
$528,750
$271,050
$428,750
$729,750
$271,050
$271,050
$271,050
$428,750
$475,000
$271,050
$271,050
$428,750
Virginia FHASecure &FHA
loan limits by County
loan limits by County
Why Ask For An FHA Loan?
There are lots of reasons to ask your lender for an FHA loan instead of taking a conventional
or an expensive and risky sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders are more willing to give loans
with lower qualifying requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems, such as bankruptcy, its
easier for you to qualify for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that money can come from a
family member, employer or charitable organization. Other loans don't allow this.
insured by the Federal Government. Always compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934 and will continue to be
here to protect you when the others walk away. Should you encounter hard-times after
buying your home, FHA has many options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly house payment. Why not ask for an FHA
loan that will help you buy your house and keep it too? Tell your lender you want an FHA
loan for all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with non-FHA adjustable rate
mortgages (ARMs), current or delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage. With FHASecure, the lender will not automatically
disqualify you because you are delinquent on your loan, and the lender may offer you a
second mortgage to make up the difference between the value of your property and what
you owe.
By refinancing into a FHA-insured mortgage, you can expect to pay lower monthly mortgage
payments. FHASecure can improve the quality of life for many communities by helping to
reduce the number of mortgage defaults and bringing greater stability to local housing
markets.
There are lots of reasons to ask your lender for an FHA loan instead of taking a conventional
or an expensive and risky sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders are more willing to give loans
with lower qualifying requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems, such as bankruptcy, its
easier for you to qualify for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that money can come from a
family member, employer or charitable organization. Other loans don't allow this.
insured by the Federal Government. Always compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934 and will continue to be
here to protect you when the others walk away. Should you encounter hard-times after
buying your home, FHA has many options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly house payment. Why not ask for an FHA
loan that will help you buy your house and keep it too? Tell your lender you want an FHA
loan for all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with non-FHA adjustable rate
mortgages (ARMs), current or delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage. With FHASecure, the lender will not automatically
disqualify you because you are delinquent on your loan, and the lender may offer you a
second mortgage to make up the difference between the value of your property and what
you owe.
By refinancing into a FHA-insured mortgage, you can expect to pay lower monthly mortgage
payments. FHASecure can improve the quality of life for many communities by helping to
reduce the number of mortgage defaults and bringing greater stability to local housing
markets.