FHA Loan Programs
County Name       State         Limit
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
SD
AURORA
BEADLE
BENNETT
BON HOMME
BROOKINGS
BROWN
BRULE
BUFFALO
BUTTE
CAMPBELL
CHARLES MIX
CLARK
CLAY
CODINGTON
CORSON
CUSTER
DAVISON
DAY
DEUEL
DEWEY
DOUGLAS
EDMUNDS
FALL RIVER
FAULK
GRANT
GREGORY
HAAKON
HAMLIN
HAND
HANSON
HARDING
HUGHES
HUTCHINSON
HYDE
JACKSON
JERAULD
JONES
KINGSBURY
LAKE
LAWRENCE
LINCOLN
LYMAN
MARSHALL
MCCOOK
MCPHERSON
MEADE
MELLETTE
MINER
MINNEHAHA
MOODY
PENNINGTON
PERKINS
POTTER
ROBERTS
SANBORN
SHANNON
SPINK
STANLEY
SULLY
TODD
TRIPP
TURNER
UNION
WALWORTH
YANKTON
ZIEBACH
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
South Dakota FHASecure &
FHA loan limits by County
Owning a home has always been at the center of the American
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Why Ask For An FHA Loan?  


There are lots of reasons to ask your lender for an FHA loan
instead of taking a conventional or an expensive and risky
sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:

Easier to Qualify - Because FHA insures your mortgage, lenders
are more willing to give loans with lower qualifying
requirements so its easier for you to qualify.

Less than Perfect Credit - Even if you have had credit problems,
such as bankruptcy, its easier for you to qualify for an FHA loan
than a conventional loan.

Low Downpayment - We have a low 3% downpayment, and
that money can come from a family member, employer or
charitable organization. Other loans don't allow this.

Costs Less - Many times, FHA loans have competitive interest
rates because the loans are insured by the Federal
Government. Always compare an FHA loan with other loan types.

Help You Keep Your Home - The FHA has been around since
1934 and will continue to be here to protect you when the
others walk away. Should you encounter hard-times after
buying your home, FHA has many options to help keep you in
your home and avoid foreclosure.

There is more to buying your home then the monthly house
payment. Why not ask for an FHA loan that will help you buy
your house and keep it too? Tell your lender you want an FHA
loan for all the reasons above- FHA is a wise choice.

WHAT IS FHASecure

FHASecure is a refinancing option that gives homeowners with
non-FHA adjustable rate mortgages (ARMs), current or
delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage.  With FHASecure, the
lender will not automatically disqualify you because you are
delinquent on your loan, and the lender may offer you a second
mortgage to make up the difference between the value of your
property and what you owe.  

By refinancing into a FHA-insured mortgage, you can expect to
pay lower monthly mortgage payments. FHASecure can improve
the quality of life for many communities by helping to reduce the
number of mortgage defaults and bringing greater stability to
local housing markets.