| FHA Loan Programs |
County Name State Limit
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SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
SC
ABBEVILLE
AIKEN
ALLENDALE
ANDERSON
BAMBERG
BARNWELL
BEAUFORT
BERKELEY
CALHOUN
CHARLESTON
CHEROKEE
CHESTER
CHESTERFIELD
CLARENDON
COLLETON
DARLINGTON
DILLON
DORCHESTER
EDGEFIELD
FAIRFIELD
FLORENCE
GEORGETOWN
GREENVILLE
GREENWOOD
HAMPTON
HORRY
JASPER
KERSHAW
LANCASTER
LAURENS
LEE
LEXINGTON
MARION
MARLBORO
MCCORMICK
NEWBERRY
OCONEE
ORANGEBURG
PICKENS
RICHLAND
SALUDA
SPARTANBURG
SUMTER
UNION
WILLIAMSBURG
YORK
AIKEN
ALLENDALE
ANDERSON
BAMBERG
BARNWELL
BEAUFORT
BERKELEY
CALHOUN
CHARLESTON
CHEROKEE
CHESTER
CHESTERFIELD
CLARENDON
COLLETON
DARLINGTON
DILLON
DORCHESTER
EDGEFIELD
FAIRFIELD
FLORENCE
GEORGETOWN
GREENVILLE
GREENWOOD
HAMPTON
HORRY
JASPER
KERSHAW
LANCASTER
LAURENS
LEE
LEXINGTON
MARION
MARLBORO
MCCORMICK
NEWBERRY
OCONEE
ORANGEBURG
PICKENS
RICHLAND
SALUDA
SPARTANBURG
SUMTER
UNION
WILLIAMSBURG
YORK
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$387,500
$335,000
$271,050
$335,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$335,000
$271,050
$271,050
$271,050
$395,000
$295,000
$271,050
$271,050
$286,250
$387,500
$271,050
$271,050
$295,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$295,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$303,750
$271,050
$271,050
$271,050
$271,050
$271,050
$387,500
$335,000
$271,050
$335,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$335,000
$271,050
$271,050
$271,050
$395,000
$295,000
$271,050
$271,050
$286,250
$387,500
$271,050
$271,050
$295,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$295,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$303,750
South Carolina FHASecure &
FHA loan limits by County
FHA loan limits by County
Owning a home has always been at the center of the American
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Why Ask For An FHA Loan?
There are lots of reasons to ask your lender for an FHA
loan instead of taking a conventional or an expensive
and risky sub-prime mortgage loan. Why not take
advantage of the many benefits and protections that
only come with FHA:
Easier to Qualify - Because FHA insures your mortgage,
lenders are more willing to give loans with lower
qualifying requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit
problems, such as bankruptcy, its easier for you to
qualify for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment,
and that money can come from a family member,
employer or charitable organization. Other loans don't
allow this.
Costs Less - Many times, FHA loans have competitive
interest rates because the loans are insured by the
Federal Government. Always compare an FHA loan with
other loan types.
Help You Keep Your Home - The FHA has been around
since 1934 and will continue to be here to protect you
when the others walk away. Should you encounter
hard-times after buying your home, FHA has many
options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly
house payment. Why not ask for an FHA loan that will
help you buy your house and keep it too? Tell your
lender you want an FHA loan for all the reasons above-
FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives
homeowners with non-FHA adjustable rate mortgages
(ARMs), current or delinquent and regardless of reset
status, the ability to refinance into a FHA-insured
mortgage. With FHASecure, the lender will not
automatically disqualify you because you are delinquent
on your loan, and the lender may offer you a second
mortgage to make up the difference between the value
of your property and what you owe.
By refinancing into a FHA-insured mortgage, you can
expect to pay lower monthly mortgage payments.
FHASecure can improve the quality of life for many
communities by helping to reduce the number of
mortgage defaults and bringing greater stability to local
housing markets.
There are lots of reasons to ask your lender for an FHA
loan instead of taking a conventional or an expensive
and risky sub-prime mortgage loan. Why not take
advantage of the many benefits and protections that
only come with FHA:
Easier to Qualify - Because FHA insures your mortgage,
lenders are more willing to give loans with lower
qualifying requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit
problems, such as bankruptcy, its easier for you to
qualify for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment,
and that money can come from a family member,
employer or charitable organization. Other loans don't
allow this.
Costs Less - Many times, FHA loans have competitive
interest rates because the loans are insured by the
Federal Government. Always compare an FHA loan with
other loan types.
Help You Keep Your Home - The FHA has been around
since 1934 and will continue to be here to protect you
when the others walk away. Should you encounter
hard-times after buying your home, FHA has many
options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly
house payment. Why not ask for an FHA loan that will
help you buy your house and keep it too? Tell your
lender you want an FHA loan for all the reasons above-
FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives
homeowners with non-FHA adjustable rate mortgages
(ARMs), current or delinquent and regardless of reset
status, the ability to refinance into a FHA-insured
mortgage. With FHASecure, the lender will not
automatically disqualify you because you are delinquent
on your loan, and the lender may offer you a second
mortgage to make up the difference between the value
of your property and what you owe.
By refinancing into a FHA-insured mortgage, you can
expect to pay lower monthly mortgage payments.
FHASecure can improve the quality of life for many
communities by helping to reduce the number of
mortgage defaults and bringing greater stability to local
housing markets.