| FHA Loan Programs |
County Name State Limit
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
PA
ADAMS
ALLEGHENY
ARMSTRONG
BEAVER
BEDFORD
BERKS
BLAIR
BRADFORD
BUCKS
BUTLER
CAMBRIA
CAMERON
CARBON
CENTRE
CHESTER
CLARION
CLEARFIELD
CLINTON
COLUMBIA
CRAWFORD
CUMBERLAND
DAUPHIN
DELAWARE
ELK
ERIE
FAYETTE
FOREST
FRANKLIN
FULTON
GREENE
HUNTINGDON
INDIANA
JEFFERSON
JUNIATA
LACKAWANNA
LANCASTER
LAWRENCE
LEBANON
LEHIGH
LUZERNE
LYCOMING
MCKEAN
MERCER
MIFFLIN
MONROE
MONTGOMERY
MONTOUR
NORTHAMPTON
NORTHUMBERLAND
PERRY
PHILADELPHIA
PIKE
POTTER
SCHUYLKILL
SNYDER
SOMERSET
SULLIVAN
SUSQUEHANNA
TIOGA
UNION
VENANGO
WARREN
WASHINGTON
WAYNE
WESTMORELAND
YORK
ALLEGHENY
ARMSTRONG
BEAVER
BEDFORD
BERKS
BLAIR
BRADFORD
BUCKS
BUTLER
CAMBRIA
CAMERON
CARBON
CENTRE
CHESTER
CLARION
CLEARFIELD
CLINTON
COLUMBIA
CRAWFORD
CUMBERLAND
DAUPHIN
DELAWARE
ELK
ERIE
FAYETTE
FOREST
FRANKLIN
FULTON
GREENE
HUNTINGDON
INDIANA
JEFFERSON
JUNIATA
LACKAWANNA
LANCASTER
LAWRENCE
LEBANON
LEHIGH
LUZERNE
LYCOMING
MCKEAN
MERCER
MIFFLIN
MONROE
MONTGOMERY
MONTOUR
NORTHAMPTON
NORTHUMBERLAND
PERRY
PHILADELPHIA
PIKE
POTTER
SCHUYLKILL
SNYDER
SOMERSET
SULLIVAN
SUSQUEHANNA
TIOGA
UNION
VENANGO
WARREN
WASHINGTON
WAYNE
WESTMORELAND
YORK
$271,050
$327,500
$327,500
$327,500
$271,050
$300,000
$271,050
$271,050
$420,000
$327,500
$271,050
$271,050
$402,500
$280,000
$420,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$420,000
$271,050
$271,050
$327,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$383,750
$271,050
$271,050
$402,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$420,000
$271,050
$402,500
$271,050
$271,050
$420,000
$729,750
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$327,500
$271,050
$327,500
$271,050
$425,000
$327,500
$327,500
$327,500
$271,050
$300,000
$271,050
$271,050
$420,000
$327,500
$271,050
$271,050
$402,500
$280,000
$420,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$420,000
$271,050
$271,050
$327,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$383,750
$271,050
$271,050
$402,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$420,000
$271,050
$402,500
$271,050
$271,050
$420,000
$729,750
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$327,500
$271,050
$327,500
$271,050
$425,000
Pennsylvania FHASecure
&FHA loan limits by County
&FHA loan limits by County
Owning a home has always been at the center of the American
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Why Ask For An FHA Loan?
There are lots of reasons to ask your lender for an FHA
loan instead of taking a conventional or an expensive
and risky sub-prime mortgage loan. Why not take
advantage of the many benefits and protections that
only come with FHA:
Easier to Qualify - Because FHA insures your mortgage,
lenders are more willing to give loans with lower
qualifying requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit
problems, such as bankruptcy, its easier for you to
qualify for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment,
and that money can come from a family member,
employer or charitable organization. Other loans don't
allow this.
Costs Less - Many times, FHA loans have competitive
interest rates because the loans are insured by the
Federal Government. Always compare an FHA loan with
other loan types.
Help You Keep Your Home - The FHA has been around
since 1934 and will continue to be here to protect you
when the others walk away. Should you encounter
hard-times after buying your home, FHA has many
options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly
house payment. Why not ask for an FHA loan that will
help you buy your house and keep it too? Tell your
lender you want an FHA loan for all the reasons above-
FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners
with non-FHA adjustable rate mortgages (ARMs), current
or delinquent and regardless of reset status, the ability
to refinance into a FHA-insured mortgage. With
FHASecure, the lender will not automatically disqualify
you because you are delinquent on your loan, and the
lender may offer you a second mortgage to make up the
difference between the value of your property and what
you owe.
By refinancing into a FHA-insured mortgage, you can
expect to pay lower monthly mortgage payments.
FHASecure can improve the quality of life for many
communities by helping to reduce the number of
mortgage defaults and bringing greater stability to local
housing markets.
There are lots of reasons to ask your lender for an FHA
loan instead of taking a conventional or an expensive
and risky sub-prime mortgage loan. Why not take
advantage of the many benefits and protections that
only come with FHA:
Easier to Qualify - Because FHA insures your mortgage,
lenders are more willing to give loans with lower
qualifying requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit
problems, such as bankruptcy, its easier for you to
qualify for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment,
and that money can come from a family member,
employer or charitable organization. Other loans don't
allow this.
Costs Less - Many times, FHA loans have competitive
interest rates because the loans are insured by the
Federal Government. Always compare an FHA loan with
other loan types.
Help You Keep Your Home - The FHA has been around
since 1934 and will continue to be here to protect you
when the others walk away. Should you encounter
hard-times after buying your home, FHA has many
options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly
house payment. Why not ask for an FHA loan that will
help you buy your house and keep it too? Tell your
lender you want an FHA loan for all the reasons above-
FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners
with non-FHA adjustable rate mortgages (ARMs), current
or delinquent and regardless of reset status, the ability
to refinance into a FHA-insured mortgage. With
FHASecure, the lender will not automatically disqualify
you because you are delinquent on your loan, and the
lender may offer you a second mortgage to make up the
difference between the value of your property and what
you owe.
By refinancing into a FHA-insured mortgage, you can
expect to pay lower monthly mortgage payments.
FHASecure can improve the quality of life for many
communities by helping to reduce the number of
mortgage defaults and bringing greater stability to local
housing markets.