| FHA Loan Programs |
County Name State Limit
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OH
OH
OH
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OH
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OH
OH
OH
OH
OH
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OH
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OH
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OH
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OH
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OH
OH
OH
ADAMS
ALLEN
ASHLAND
ASHTABULA
ATHENS
AUGLAIZE
BELMONT
BROWN
BUTLER
CARROLL
CHAMPAIGN
CLARK
CLERMONT
CLINTON
COLUMBIANA
COSHOCTON
CRAWFORD
CUYAHOGA
DARKE
DEFIANCE
DELAWARE
ERIE
FAIRFIELD
FAYETTE
FRANKLIN
FULTON
GALLIA
GEAUGA
GREENE
GUERNSEY
HAMILTON
HANCOCK
HARDIN
HARRISON
HENRY
HIGHLAND
HOCKING
HOLMES
HURON
JACKSON
JEFFERSON
KNOX
LAKE
LAWRENCE
LICKING
LOGAN
LORAIN
LUCAS
MADISON
MAHONING
MARION
MEDINA
MEIGS
MERCER
MIAMI
MONROE
MONTGOMERY
MORGAN
MORROW
MUSKINGUM
NOBLE
OTTAWA
PAULDING
PERRY
PICKAWAY
PIKE
PORTAGE
PREBLE
PUTNAM
RICHLAND
ROSS
SANDUSKY
SCIOTO
SENECA
SHELBY
STARK
SUMMIT
TRUMBULL
TUSCARAWAS
UNION
VAN WERT
VINTON
WARREN
WASHINGTON
WAYNE
WILLIAMS
WOOD
WYANDOT
ALLEN
ASHLAND
ASHTABULA
ATHENS
AUGLAIZE
BELMONT
BROWN
BUTLER
CARROLL
CHAMPAIGN
CLARK
CLERMONT
CLINTON
COLUMBIANA
COSHOCTON
CRAWFORD
CUYAHOGA
DARKE
DEFIANCE
DELAWARE
ERIE
FAIRFIELD
FAYETTE
FRANKLIN
FULTON
GALLIA
GEAUGA
GREENE
GUERNSEY
HAMILTON
HANCOCK
HARDIN
HARRISON
HENRY
HIGHLAND
HOCKING
HOLMES
HURON
JACKSON
JEFFERSON
KNOX
LAKE
LAWRENCE
LICKING
LOGAN
LORAIN
LUCAS
MADISON
MAHONING
MARION
MEDINA
MEIGS
MERCER
MIAMI
MONROE
MONTGOMERY
MORGAN
MORROW
MUSKINGUM
NOBLE
OTTAWA
PAULDING
PERRY
PICKAWAY
PIKE
PORTAGE
PREBLE
PUTNAM
RICHLAND
ROSS
SANDUSKY
SCIOTO
SENECA
SHELBY
STARK
SUMMIT
TRUMBULL
TUSCARAWAS
UNION
VAN WERT
VINTON
WARREN
WASHINGTON
WAYNE
WILLIAMS
WOOD
WYANDOT
$271,050
$271,050
$271,050
$291,250
$432,500
$271,050
$271,050
$337,500
$337,500
$277,500
$271,050
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$298,750
$271,050
$271,050
$341,250
$271,050
$341,250
$271,050
$341,250
$271,050
$271,050
$298,750
$271,250
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$298,750
$271,050
$341,250
$271,050
$298,750
$271,050
$341,250
$271,050
$271,050
$298,750
$271,050
$292,500
$271,250
$271,050
$271,250
$271,050
$341,250
$271,050
$271,050
$271,050
$271,050
$271,050
$341,250
$271,050
$330,000
$271,250
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$277,500
$330,000
$271,050
$271,050
$341,250
$301,250
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$291,250
$432,500
$271,050
$271,050
$337,500
$337,500
$277,500
$271,050
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$298,750
$271,050
$271,050
$341,250
$271,050
$341,250
$271,050
$341,250
$271,050
$271,050
$298,750
$271,250
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$298,750
$271,050
$341,250
$271,050
$298,750
$271,050
$341,250
$271,050
$271,050
$298,750
$271,050
$292,500
$271,250
$271,050
$271,250
$271,050
$341,250
$271,050
$271,050
$271,050
$271,050
$271,050
$341,250
$271,050
$330,000
$271,250
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$277,500
$330,000
$271,050
$271,050
$341,250
$301,250
$271,050
$337,500
$271,050
$271,050
$271,050
$271,050
$271,050
Ohio FHASecure & FHA loan
limits by County
limits by County
Owning a home has always been at the center of the American
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Why Ask For An FHA Loan?
There are lots of reasons to ask your lender for an FHA loan
instead of taking a conventional or an expensive and risky
sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders are
more willing to give loans with lower qualifying requirements so its
easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems,
such as bankruptcy, its easier for you to qualify for an FHA loan
than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that
money can come from a family member, employer or charitable
organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest rates
because the loans are insured by the Federal Government. Always
compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934
and will continue to be here to protect you when the others walk
away. Should you encounter hard-times after buying your home,
FHA has many options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly house
payment. Why not ask for an FHA loan that will help you buy your
house and keep it too? Tell your lender you want an FHA loan for all
the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with
non-FHA adjustable rate mortgages (ARMs), current or delinquent
and regardless of reset status, the ability to refinance into a
FHA-insured mortgage. With FHASecure, the lender will not
automatically disqualify you because you are delinquent on your
loan, and the lender may offer you a second mortgage to make up
the difference between the value of your property and what you
owe.
By refinancing into a FHA-insured mortgage, you can expect to pay
lower monthly mortgage payments. FHASecure can improve the
quality of life for many communities by helping to reduce the
number of mortgage defaults and bringing greater stability to local
housing markets.
There are lots of reasons to ask your lender for an FHA loan
instead of taking a conventional or an expensive and risky
sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders are
more willing to give loans with lower qualifying requirements so its
easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems,
such as bankruptcy, its easier for you to qualify for an FHA loan
than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that
money can come from a family member, employer or charitable
organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest rates
because the loans are insured by the Federal Government. Always
compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934
and will continue to be here to protect you when the others walk
away. Should you encounter hard-times after buying your home,
FHA has many options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly house
payment. Why not ask for an FHA loan that will help you buy your
house and keep it too? Tell your lender you want an FHA loan for all
the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with
non-FHA adjustable rate mortgages (ARMs), current or delinquent
and regardless of reset status, the ability to refinance into a
FHA-insured mortgage. With FHASecure, the lender will not
automatically disqualify you because you are delinquent on your
loan, and the lender may offer you a second mortgage to make up
the difference between the value of your property and what you
owe.
By refinancing into a FHA-insured mortgage, you can expect to pay
lower monthly mortgage payments. FHASecure can improve the
quality of life for many communities by helping to reduce the
number of mortgage defaults and bringing greater stability to local
housing markets.