| FHA Loan Programs |
County Name State Limit
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
NC
ALAMANCE
ALEXANDER
ALLEGHANY
ANSON
ASHE
AVERY
BEAUFORT
BERTIE
BLADEN
BRUNSWICK
BUNCOMBE
BURKE
CABARRUS
CALDWELL
CAMDEN
CARTERET
CASWELL
CATAWBA
CHATHAM
CHEROKEE
CHOWAN
CLAY
CLEVELAND
COLUMBUS
CRAVEN
CUMBERLAND
CURRITUCK
DARE
DAVIDSON
DAVIE
DUPLIN
DURHAM
EDGECOMBE
FORSYTH
FRANKLIN
GASTON
GATES
GRAHAM
GRANVILLE
GREENE
GUILFORD
HALIFAX
HARNETT
HAYWOOD
HENDERSON
HERTFORD
HOKE
HYDE
IREDELL
JACKSON
JOHNSTON
JONES
LEE
LENOIR
LINCOLN
MACON
MADISON
MARTIN
MCDOWELL
MECKLENBURG
MITCHELL
MONTGOMERY
MOORE
NASH
NEW HANOVER
NORTHAMPTON
ONSLOW
ORANGE
PAMLICO
PASQUOTANK
PENDER
PERQUIMANS
PERSON
PITT
POLK
RANDOLPH
RICHMOND
ROBESON
ROCKINGHAM
ROWAN
RUTHERFORD
SAMPSON
SCOTLAND
STANLY
STOKES
SURRY
SWAIN
TRANSYLVANIA
TYRRELL
UNION
VANCE
WAKE
WARREN
WASHINGTON
WATAUGA
WAYNE
WILKES
WILSON
YADKIN
YANCEY
ALEXANDER
ALLEGHANY
ANSON
ASHE
AVERY
BEAUFORT
BERTIE
BLADEN
BRUNSWICK
BUNCOMBE
BURKE
CABARRUS
CALDWELL
CAMDEN
CARTERET
CASWELL
CATAWBA
CHATHAM
CHEROKEE
CHOWAN
CLAY
CLEVELAND
COLUMBUS
CRAVEN
CUMBERLAND
CURRITUCK
DARE
DAVIDSON
DAVIE
DUPLIN
DURHAM
EDGECOMBE
FORSYTH
FRANKLIN
GASTON
GATES
GRAHAM
GRANVILLE
GREENE
GUILFORD
HALIFAX
HARNETT
HAYWOOD
HENDERSON
HERTFORD
HOKE
HYDE
IREDELL
JACKSON
JOHNSTON
JONES
LEE
LENOIR
LINCOLN
MACON
MADISON
MARTIN
MCDOWELL
MECKLENBURG
MITCHELL
MONTGOMERY
MOORE
NASH
NEW HANOVER
NORTHAMPTON
ONSLOW
ORANGE
PAMLICO
PASQUOTANK
PENDER
PERQUIMANS
PERSON
PITT
POLK
RANDOLPH
RICHMOND
ROBESON
ROCKINGHAM
ROWAN
RUTHERFORD
SAMPSON
SCOTLAND
STANLY
STOKES
SURRY
SWAIN
TRANSYLVANIA
TYRRELL
UNION
VANCE
WAKE
WARREN
WASHINGTON
WATAUGA
WAYNE
WILKES
WILSON
YADKIN
YANCEY
$271,050
$271,050
$271,050
$303,750
$271,050
$271,050
$271,050
$271,050
$271,050
$303,750
$303,750
$271,050
$303,750
$271,050
$729,750
$287,500
$271,050
$271,050
$331,250
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$428,750
$460,000
$271,050
$271,050
$271,050
$331,250
$271,050
$271,050
$295,000
$303,750
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$303,750
$303,750
$271,050
$271,050
$271,050
$271,050
$271,050
$295,000
$271,050
$271,050
$271,050
$271,050
$271,050
$303,750
$271,050
$271,050
$303,750
$271,050
$271,050
$271,050
$271,050
$303,750
$271,050
$306,250
$331,250
$271,050
$729,750
$303,750
$729,750
$331,250
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$293,750
$271,050
$303,750
$271,050
$295,000
$271,050
$271,050
$285,000
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$303,750
$271,050
$271,050
$271,050
$271,050
$271,050
$303,750
$303,750
$271,050
$303,750
$271,050
$729,750
$287,500
$271,050
$271,050
$331,250
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$428,750
$460,000
$271,050
$271,050
$271,050
$331,250
$271,050
$271,050
$295,000
$303,750
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$303,750
$303,750
$271,050
$271,050
$271,050
$271,050
$271,050
$295,000
$271,050
$271,050
$271,050
$271,050
$271,050
$303,750
$271,050
$271,050
$303,750
$271,050
$271,050
$271,050
$271,050
$303,750
$271,050
$306,250
$331,250
$271,050
$729,750
$303,750
$729,750
$331,250
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$271,050
$293,750
$271,050
$303,750
$271,050
$295,000
$271,050
$271,050
$285,000
$271,050
$271,050
$271,050
$271,050
$271,050
North Carolina FHASecure &
FHA loan limits by County
FHA loan limits by County
Owning a home has always been at the center of the American
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Why Ask For An FHA Loan?
There are lots of reasons to ask your lender for an FHA loan instead of taking a conventional
or an expensive and risky sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders are more willing to give loans
with lower qualifying requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems, such as bankruptcy, its
easier for you to qualify for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that money can come from a
family member, employer or charitable organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest rates because the loans are
insured by the Federal Government. Always compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934 and will continue to be
here to protect you when the others walk away. Should you encounter hard-times after
buying your home, FHA has many options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly house payment. Why not ask for an FHA
loan that will help you buy your house and keep it too? Tell your lender you want an FHA
loan for all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with non-FHA adjustable rate
mortgages (ARMs), current or delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage. With FHASecure, the lender will not automatically
disqualify you because you are delinquent on your loan, and the lender may offer you a
second mortgage to make up the difference between the value of your property and what
you owe.
By refinancing into a FHA-insured mortgage, you can expect to pay lower monthly mortgage
payments. FHASecure can improve the quality of life for many communities by helping to
reduce the number of mortgage defaults and bringing greater stability to local housing
markets.
There are lots of reasons to ask your lender for an FHA loan instead of taking a conventional
or an expensive and risky sub-prime mortgage loan. Why not take advantage of the many
benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage, lenders are more willing to give loans
with lower qualifying requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit problems, such as bankruptcy, its
easier for you to qualify for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment, and that money can come from a
family member, employer or charitable organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive interest rates because the loans are
insured by the Federal Government. Always compare an FHA loan with other loan types.
Help You Keep Your Home - The FHA has been around since 1934 and will continue to be
here to protect you when the others walk away. Should you encounter hard-times after
buying your home, FHA has many options to help keep you in your home and avoid
foreclosure.
There is more to buying your home then the monthly house payment. Why not ask for an FHA
loan that will help you buy your house and keep it too? Tell your lender you want an FHA
loan for all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners with non-FHA adjustable rate
mortgages (ARMs), current or delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage. With FHASecure, the lender will not automatically
disqualify you because you are delinquent on your loan, and the lender may offer you a
second mortgage to make up the difference between the value of your property and what
you owe.
By refinancing into a FHA-insured mortgage, you can expect to pay lower monthly mortgage
payments. FHASecure can improve the quality of life for many communities by helping to
reduce the number of mortgage defaults and bringing greater stability to local housing
markets.