County Name State Limit
NV
NV
NV
NV
NV
NV
NV
NV
NV
NV
NV
NV
NV
NV
NV
NV
NV
CARSON CITY
CHURCHILL
CLARK
DOUGLAS
ELKO
ESMERALDA
EUREKA
HUMBOLDT
LANDER
LINCOLN
LYON
MINERAL
NYE
PERSHING
STOREY
WASHOE
WHITE PINE
$303,050
$200,160
$304,000
$362,790
$247,000
$200,160
$247,000
$200,160
$200,160
$200,160
$251,750
$200,160
$247,000
$200,160
$362,790
$362,790
$200,160
Nevada FHASecure &FHA
loan limits by County
Owning a home has always been at the center of the American
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.
Why Ask For An FHA Loan?
There are lots of reasons to ask your lender for an FHA
loan instead of taking a conventional or an expensive and
risky sub-prime mortgage loan. Why not take advantage of
the many benefits and protections that only come with FHA:
Easier to Qualify - Because FHA insures your mortgage,
lenders are more willing to give loans with lower qualifying
requirements so its easier for you to qualify.
Less than Perfect Credit - Even if you have had credit
problems, such as bankruptcy, its easier for you to qualify
for an FHA loan than a conventional loan.
Low Downpayment - We have a low 3% downpayment,
and that money can come from a family member, employer
or charitable organization. Other loans don't allow this.
Costs Less - Many times, FHA loans have competitive
interest rates because the loans are insured by the
Federal Government. Always compare an FHA loan with
other loan types.
Help You Keep Your Home - The FHA has been around since
1934 and will continue to be here to protect you when the
others walk away. Should you encounter hard-times after
buying your home, FHA has many options to help keep you
in your home and avoid foreclosure.
There is more to buying your home then the monthly house
payment. Why not ask for an FHA loan that will help you
buy your house and keep it too? Tell your lender you want
an FHA loan for all the reasons above- FHA is a wise choice.
WHAT IS FHASecure
FHASecure is a refinancing option that gives homeowners
with non-FHA adjustable rate mortgages (ARMs), current or
delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage. With FHASecure,
the lender will not automatically disqualify you because you
are delinquent on your loan, and the lender may offer you
a second mortgage to make up the difference between the
value of your property and what you owe.
By refinancing into a FHA-insured mortgage, you can
expect to pay lower monthly mortgage payments.
FHASecure can improve the quality of life for many
communities by helping to reduce the number of mortgage
defaults and bringing greater stability to local housing
markets.