California FHAsecure

FHA Loan Programs

County Name State Limit

CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA

$729,750
$547,500
$443,750
$400,000
$462,500
$397,500
$729,750
$311,250
$580,000
$381,250
$287,500
$393,750
$325,000
$437,500
$368,750
$325,000
$401,250
$285,000
$729,750
$425,000
$729,750
$412,500
$512,500
$472,500
$271,050
$462,500
$729,750
$729,750
$562,500
$729,750
$580,000
$410,000
$500,000
$580,000
$729,750
$500,000
$697,500
$729,750
$488,750
$687,500
$729,750
$729,750
$729,750
$729,750
$423,750
$285,000
$293,750
$557,500
$662,500
$423,750
$425,000
$312,500
$271,050
$325,000
$437,500
$729,750
$580,000
$425,000

California FHASecure & FHA
loan limits by County

C alifornia FHASecure
loan Guidelines

Owning a home has always been at the center of the American
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.

Click On Your County for all programs.

Why Ask For An FHA Loan?

There are lots of reasons to ask your lender for an FHA loan
instead of taking a conventional or an expensive and risky
many benefits and protections that only come with FHA:

Easier to Qualify - Because FHA insures your mortgage,
lenders are more willing to give loans with lower qualifying
requirements so its easier for you to qualify.

Less than Perfect Credit - Even if you have had credit
problems, such as bankruptcy, its easier for you to qualify
for an FHA loan than a conventional loan.

Low Downpayment - We have a low 3% downpayment, and
that money can come from a family member, employer or
charitable organization. Other loans don't allow this.

Costs Less - Many times, FHA loans have competitive
interest rates because the loans are insured by the Federal
Government. Always compare an FHA loan with other loan
types.

Help You Keep Your Home - The FHA has been around since
1934 and will continue to be here to protect you when the
others walk away. Should you encounter hard-times after
buying your home, FHA has many options to help keep you
in your home and avoid foreclosure.

There is more to buying your home then the monthly house
payment. Why not ask for an FHA loan that will help you
buy your house and keep it too? Tell your lender you want
an FHA loan for all the reasons above- FHA is a wise choice.

WHAT IS FHASecure

FHASecure is a refinancing option that gives homeowners
with non-FHA adjustable rate mortgages (ARMs), current or
delinquent and regardless of reset status, the ability to
refinance into a FHA-insured mortgage. With FHASecure,
the lender will not automatically disqualify you because you
are delinquent on your loan, and the lender may offer you a
second mortgage to make up the difference between the
value of your property and what you owe.

By refinancing into a FHA-insured mortgage, you can expect
to pay lower monthly mortgage payments. FHASecure can
improve the quality of life for many communities by helping
to reduce the number of mortgage defaults and bringing
greater stability to local housing markets.

C alifornia F annie Mae
loan Guidelines

C alifornia U SDA loan
Guidelines

C alifornia V A loan